Long Term Disability Insurance Benefits

On average, one out of every three Canadians will be disabled for at least 90 days before reaching age 65. While it is not pleasant to consider, millions of Canadians will have to deal with a sudden injury, accident or illness that prevents them from returning to work and supporting their family.

Long Term Disability Insurance is intended to help protect you and your family by providing benefits that supplement your loss of income. Many injured or sick Canadians depend on these insurance benefits to help pay for medical bills, expensive home care, and regular living expenses.

Unfortunately, when it comes time for the insurance company to pay up, many people that have Long Term Disability Insurance are denied the benefits they deserve.

If your claim to Long Term Disability Insurance benefits is denied, call Cariati Law. We will help secure the insurance benefits you deserve.


Knowing how to deal with all of the complex issues of your disability claim is critical to the success of your case.

Many Canadians receive Long Term Disability Insurance coverage through their employer. Others purchase individual plans through an insurance company directly. No matter how you are covered, Cariati Law can help you work through the details of your claim, getting you the most out of your policy and the maximum in benefits.

Provisions of your policy that we will explore in-depth include:

  • Your daily benefit amount
  • Deductible or waiting period
  • Guaranteed renewable
  • Maximum policy benefit
  • Pre-existing condition limitations
  • Policy exclusions
  • And more

Contact a Cariati Law Disability Insurance lawyer in Toronto, Mississauga or Hamilton, Ontario today at 905-629-8040. When you call, you will receive a FREE, confidential consultation about your situation. Our lawyers understand that there is physical and emotional stress dealing with a long-term or short-term disability. Our focus is always to help disabled people and their families ease the financial burden caused by a sudden lack of income.

Each and every Ontario, Canada injury & disability lawyer at Cariati Law is innovative, aggressive and result-oriented when serving the diverse legal needs of our clients. Our lawyers are committed to protecting your rights.

Cariati Law, passion behind every case.

Click here for a Free Case Evaluation or call TOLL FREE: 1.888.629.8040